Commercial Insurance

Commercial Insurance for Every Business Need

Running a business comes with risks, and Ground Up Insurance is here to help you manage them. Our commercial insurance solutions are designed to protect every aspect of your business—from property and equipment to liability and cyber security. We work with you to create coverage plans that safeguard your operations, so you can focus on growth with confidence. With trusted options across Texas insurance companies, we’re here to keep your business secure and resilient.

Commercial Property Insurance

Protect your physical assets (property, buildings, and equipment) from unexpected damage, so your business remains on solid ground

Business Interruption Insurance

Stay afloat when unforeseen events disrupt operations, with coverage that helps recover lost income and essential expenses

Cyber Liability/Data Breach Insurance

Protect your business from data breaches and cyberattacks with coverage for recovery costs and legal obligations

Directors & Officers Liability

Cover directors and officers from personal losses due to lawsuits related to their corporate roles and responsibilities

Aviation Insurance

Protect your aircraft and aviation operations with comprehensive coverage for liabilities and unexpected damages

Business Owner’s Policy

Simplify your coverage with a combined policy that includes general liability and property insurance for small businesses

General Liability Insurance

Shield your business from claims of property damage or injury, covering legal expenses and settlements to keep you protected

Commercial Auto Insurance

Safeguard your business vehicles and drivers with coverage that protects against accidents, liability, and unexpected damages

Professional Liability/E&O Insurance

Protect against claims of negligence or errors in your professional services, ensuring your business stays financially secure

Environmental Liability

Manage the risks associated with environmental exposure and contamination, with coverage for cleanup and related liabilities

Product Liability Insurance

Shield your business from liability claims related to injuries or damages caused by products you manufacture or sell

Group Insurance Benefits

Support your team’s future offering health, life, disability, and supplemental coverage ensuring their well-being and financial security

Employment Practices Liability

Protect your business from claims of wrongful employment practices, including discrimination, harassment, and wrongful termination

Workers’ Compensation Insurance

Provide for your employees’ well-being with coverage for injuries or illnesses sustained while on the job

Commercial Crime/Fidelity Insurance

Guard against losses from employee theft, fraud, or forgery, ensuring your business assets remain protected

Marine Insurance

Cover your cargo and marine assets during transportation, protecting your business against loss or damage in transit

Equipment Breakdown Coverage

Shield your business from liability claims related to injuries or damages caused by products you manufacture or sell

Bonds

Safeguard your business with commercial bonds that ensure project completion, compliance, and financial protection, giving you peace of mind

Premium Financing for Commercial Insurance

Managing large commercial insurance payments can be challenging for any business. With premium financing, Ground Up Insurance makes it easier by allowing you to break your premium into smaller, manageable installments. This flexible payment option ensures that your business stays protected without straining your budget.

By spreading out costs, you can maintain cash flow and focus on what matters most—running your business smoothly. Our team will walk you through the process, making sure you have the support and coverage you need.

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